Get The Best Health Insurance Plans

What is Health or Mediclaim Insurance ?

Health insurance pays for all or part of a person’s health care bills. The types of health insurance are group health plans, individual plans, family floater , workers’ compensation etc. Health insurance is an insurance Policy that insures you and your family against any medical expenses. Your medical expenses will be taken care of by the insurance company provided you pay your premium regularly. Cover extends to pre-hospitalisation and post-hospitalisation for periods of 30 days and 60 days respectively. Domiciliary hospitalisation is also covered.

What are the Benefits of taking Health Insurance?

The cost of doctors fees, Medicine and hospitalization expenses is getting dearer by each day.Rising medical expenses can burn a hole in your pocket in case of a medical emergency or during an illness. By taking a health insurance policy a person can safeguard himself and his family from the burden of high cost of treatment.

Other benefits include :-

It Reimburses the medical expenses.
Discount on insurance premium is available on family package.
The premium paid up to a maximum of Rs.15,000 is totally exempt from income tax.
The Premiums are lower for younger people.

What is Domiciliary hospitalisation?

Domiciliary hospitalisation means that a patient can be treated at home when he is not in a condition to be moved to the hospital or where there is no accommodation in the specialist hospital is provided.