Insurance Questions & Answers

Insurance Questions & Answers

Auto Insurance Questions & Answers

What is the penalty for no car insurance?
Such a traffic violation will vary from State to State. In some States you can have your license revoked but typically a fine and points on your license is what you can expect if the police pull you over.

How much does auto insurance cost?
Rates vary person to person. The main factors that insurance companies price in are sex, age, annual mileage, driving record, state/zip code, if its garaged and type of motor vehicle.

Sex: Men pay higher rates than woman
Age: If you can keep a clean driving record 18 years, 21 years, 26, years, 30 years, 50 years, and 65 years of age are times you can expect a significant reduction in your auto insurance rate.
Annual Mileage: If you drive many miles you are considered a higher risk than someone self employed that works from home.
Driving record: If you have broken the law and obtained points on your license via speeding tickets, driving through a stop sign, a DUI you can expect an increase in your insurance rate.
Parked: If your car is garaged or in a gated community your car insurance rate will be lower than if its parked under a carport or has uncovered or not gated.
State Zip: Zip codes with higher crime rates (especially theft) and zip codes with higher car accidents/crashes will pay higher rates than those with lower crime/theft and few accindents.
Car type: Fast cars and cars that attract fast drivers generally cost more to insure.
Cars types with higher rates: hatchbacks', sports cars, convertibles, coupes
Car types with lower rates: Sedans, Wagons, mini vans

Car makes know for higher rates: Acura, , AMC, , , , , , , Mercedes Benz, , ,

Car makes know for lower rates: Buick, Chevrolet, Chrysler, Daewoo, Daihatsu, Datsun, DeLorean , Ford, , Isuzu, Jeep, Kia, Mazda, Mercury, Merkur, MINI, Mitsubishi , Saturn, Scion, Subaru , ,

How to get auto insurance if you currently have none?
Apply! The quickest and best deals are online. Get a free insurance quote online by completing the box at the top of the page.

How do you get insurance on a car not registered to you?
The registered owner of the vehicle will need to apply or provide authorization for the insurance.

How much is car insurance for a 16 year old?
Insurance prices are going to vary from one company to another. Many teenagers have the option to put there name on there parents insurance. This is cheaper but puts the insurance rate of the parents at risk and also doesn't help the new driver build up a record. To find out your rate simply apply get a free insurance quote today.

Why do men pay more than women on car insurance?
Women are know for being safer drivers. Not as aggressive and more patient. Men a specially younger drivers are known to drive faster and take more risks and therefore pay higher insurance rates.

Do I have to carry proof of car insurance?
Yes. Its the law in most States. Should you pulled over by the police Without it you can expect a fine or if your lucky you might just have to go down to the police station to show proof of insurance.



Got a DUI on our insurance policy do my rates go up?
Yes. Rates will go up dramatically after a DUI. Many insurance companies may not even offer you insurance. You may want to shop for the best quote before you insurance company reacts to the DUI.


Home Insurance Questions & Answers

I am going to buy a house when do I get homeowners insurance?
Homeowners insurance is purchased as part of your mortgage. You won't need to purchase it until you buy your house. We recommend shopping for homeowners insurance the same time your ready to buy a house.

Where can I get cheap house insurance?
Best thing to do is shop around. There are many good homeowners insurance companies to choose from. To find the best cheap house insurance for you shop for free quotes today.

How to shop for homeowners insurance?
Online is the fastest and easiest way. Just complete the box at the top of the site at get an instant home owners insurance quote today.

How can I get a homeowners insurance quote?
Get a homeowners insurance quote in seconds and compare the best quotes in your State when you apply online today free. Simply complete the form at the top of the page.

Why do I need homeowners insurance?
Its required by law that everyone has homeowners insurance. A house is such a large investment. If it was to set on fire, burn down most people wouldn't be able to afford to fix it or rebuild it without insurance.

Health Insurance Questions & Answers

How to get a low rate on health insurance?
Your health insurance rate takes many factors into account. There is only so much we can do about our age. Once we get into our late 20s health insurance is only going to go up. Best thing we can do is not smoke, eat and live healthy and shop around for the best rate.

How to compare health insurance?
Complete the box at the top of our site and compare dozens of health insurance companies at once!

How many health insurance companies are there in the us?
There are hundreds of health insurance companies in the US. Many only operate in certain States.


How much does health insurance cost?
There are many different types of polices out there. Prices are going to vary depending on your age, sex, employment, health and risk. Polices such emergency can start as low as $50 a month.

How to evaluate your health care insurance plan?
Contact your health insurance provider. Make sure you understand how your copay works and what your covered for. Then shop and compare similar health care insurance plans.

How to save on workers compensation insurance premiums?

How to lower health insurance premiums?
Going on someone else's insurance.
Lead a healthier life... Quit smoking eat healthy.
Find employment with good health insurance.

Job change health insurance what to do?
Ask your supervisor or potential employer what health insurance options they recommend. If your spouse has insurance you may be able to get on his or hers.

Where can I compare health insurance rates?
Right here! Simply click here and enter your details into the insure me box. All quotes are free with no obligation.

I have insurance so can i get pain meds?
Prescription drugs need to be prescribed by your doctor or GP.
Insurance doesn't mean you can obtain pain relieving drugs without good cause.



Life Insurance Questions & Answers

How much does life insurance cost?
There are various different types of life insurance, such as: Whole, Term, Universal.
Term is the most common and the least expensive. Prices vary depending on circumstances such as age, your health, income, number of children or dependents. To find out how much life insurance will cost for you, get a free insurance quote from the search engine located at the top of the page.